Every dollar you spend in Singapore is already buying you a flight — if it lands on the right card. hellomiles tracks your daily spends, knows every card's bonus caps and quirks, and tells you exactly which card to tap. Log a spend with one button. Free, forever.
| Flight | Spend | Card used | Miles earned | Status |
|---|---|---|---|---|
| HM 001 | $180 dining | Generic cashback card | 0 miles | MISSED |
| HM 002 | $180 dining | 4 mpd card, cap available | 720 miles | EARNED |
| HM 003 | $1,000 online | 4 mpd card, cap already blown | 400 miles | HALF LOST |
| HM 004 | $1,000 online | hellomiles says: split 2 cards | 4,000 miles | MAXED |
The average Singapore household puts thousands on cards every month. At general earn rates most of it evaporates. Routed deliberately through bonus categories, the same spending funds real travel.
On a general 1.2 mpd card that's ~28,800 miles a year. Barely a Bangkok return — and only if nothing expires.
Through the right bonus categories the same $2,000/month earns ~96,000 miles a year — 3.3× more, zero extra spending.
That difference is roughly a Tokyo return and a Bali return in Economy Saver — every single year, left on the table.
Tracking dies when it's tedious. hellomiles gives you a Flight Recorder: hold one button, say the spend, confirm, done. Try the real interaction below — hold it.
$300 on Dining with UOB Lady's Card, today.
Save this transaction?
The purple ring turns red while it listens. Say the card, the amount and the category in one breath — “UOB Ladies, $300, dining”. Release, check what it heard, tap Save.
Filter by where your money actually goes. Tap any card for the honest pros and cons. All of these come pre-loaded in the app — one tap and the rates, caps and minimum spends are set up for you.
Based on approximate Singapore Airlines KrisFlyer Saver awards, return, from Changi. The difference between the two strategies below is the whole reason this app exists.
Why miles cards are more efficient: cashback returns a fixed 1.6¢ per dollar — forever. Miles are a currency whose value you control at redemption: the same mile is worth ~1.9¢ in Economy and 4.5¢+ in Business or First, so optimised spending routinely returns 3–8× what cashback pays. The trade-off is complexity — caps, minimum spends and category rules — and that's precisely the work hellomiles automates, so you keep the upside without the spreadsheet.
Award levels are approximate KrisFlyer Saver return fares from Singapore and change with Singapore Airlines' award chart, taxes excluded. “Optimised” assumes your bonus-category spend stays within each card's caps — which is precisely the hard part hellomiles automates.
Type an amount and category — every card you own is ranked by the miles that exact spend earns, caps and min-spends included.
See how many bonus miles are still unclaimed across all your cards this month, and exactly how much more spend maxes each cap.
DBS, UOB, Citi, HSBC, OCBC, SCB, Amex, Maybank, BOC — rates, shared caps, statement cycles and UOB's $5 blocks, prefilled.
Every card shows how many days until its statement or calendar month closes, and warns you while a minimum spend is still reachable.
Bank points expire quietly — UNI$ after about two years, DBS Points after one. Set each bank's date once and get told before they vanish.
Adding a card with a sign-up bonus? Track spend against the target with a progress bar, and get a nudge before the deadline passes.
Banks cut earn rates with little warning. Get a push the moment a card is devalued, so you can re-route your spending before it costs you.
Hold the button, say the spend, confirm. One-breath logging that survives real life.
Six-month spend and miles trends, category breakdowns, and goal tracking toward your next redemption.
No charge, no ads. Your data lives on your device, with optional sign-in to sync across devices.